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A home is much more than a house. 

Founders Insurance Company has a Homeowners policy for nearly every owner-occupied home, including:

  • Homes up to 100 years old: Dwelling limits from $75,000 to $500,000.
  • Homes older than 100 years old: Dwelling limits from $30,000 to $300,000.
  • Condominiums and townhomes: Dwelling limits from $5,000 to $100,000.

Optional Endorsements Available

  • Replacement Cost on Contents
  • Water Back-Up and Sump Pump Discharge or Overflow
  • Identity Fraud Expense Coverage
  • Equipment Breakdown Enhancement
  • Residence Held in Trust
  • Mine Subsidence (Not available in Wisconsin)


This summary represents an outline of coverage available from Founders Insurance Company (Des Plaines, IL 60018). No coverage is provided by this summary. All coverages are individually underwritten. Coverage availability, terms, and conditions are dictated by the policy and may vary by state. In the event of a loss, the terms of the policy issued will determine the coverage provided. For questions on coverages, contact your independent agent.

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