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Insurance


Personal Automobile Insurance Homeowners Insurance
Renter’s Insurance Light Commercial Automobile
Liquor Liability
 

Personal Automobile Insurance
Founders Insurance Company specializes in non-standard auto insurance for customers living in Illinois, Indiana, Ohio and Wisconsin. With flexible underwriting and competitive pricing, we offer many payment options including a monthly installment plan with a low downpayment. SR-22 filings are fully automated. No prior insurance is required and prior losses are acceptable, based on the guidelines for your state. Many discounts, deductibles, limits and optional coverages are available to meet your needs and fit your budget.

Founders Insurance is recognized for our superior claims service provided by experienced, knowledgeable claim adjusters. We are proud of our A+ rating with the Better Business Bureau.

Homeowners Insurance
Founders Insurance Company has homeowner coverage for nearly every owner-occupied home in the State of Illinois. All policies can be written on a monoline basis without an auto policy, but you can save money on your homeowner’s policy when you insure your auto with Founders. We offer an HO3 Special or Standard policy form for homes up to 100 years old with Coverage A limits from $75,000 to $500,000. Our HO8 policy form has no age restriction and offers Coverage A limits from $30,000 to $300,000. Our HO6 policy is available if you own a condo or townhome.

Our homeowner programs are not credit scored. We accept new customers with prior claims, space heaters, fuses, trampolines, aggressive dog breeds, and many other “difficult-to-place” risk factors (based on the underwriting guidelines at time of application). Surcharges and/or coverage limitations may apply.

We also offer Equipment Breakdown coverage.

Renter’s Insurance
If you rent an apartment, house, condo or townhome in Illinois, you can enjoy peace of mind with Founders’ renter’s insurance knowing your personal property is covered should a loss occur. Founders’ renter’s insurance also provides coverage for bodily injury and damage to property of others caused by you. Medical payment coverage is included in every policy, to pay for injury to others regardless of your liability. Personal property coverage limits are available from $10,000 to $50,000 and personal liability coverage limits are available from $25,000 to $100,000.

Our renter’s program is not credit scored, offers affordable payment plans and several coverage options designed to meet your needs or the requirements of your landlord.

Light Commercial Automobile
Use your vehicle or vehicles for business? Founders Insurance provides coverage for many classes of business such as installation, delivery, sales and service, to name a few, but we specialize in landscapers and snow plowers in Illinois and Indiana. Our light commercial auto program covers vehicles with a gross weight of 16,000 pounds or less, traveling within a 200-mile radius. Limits are available from the State minimum to $100,000/$300,000. Out-of-state, international/foreign and unverifiable driver’s licenses are welcome with a surcharge.

Liquor Liability
Founders has long been considered one of the leading Hospitality Industry Insurers. Our years of experience in Liquor Liability and Special Events makes us the natural preference for producers in 22 states throughout the country.

Our commercial programs are competitively priced and have been a solid fit for customers since our beginnings in the insurance business, all the way back to our inception in 1901.

To obtain a quote on any of these products, just click on Contact Us and we will put you in touch with an agent near you.